Understanding your insurance coverage.

Make choices that are right for you. Learn how liability, property and injury protections can help protect you from loss, damage and lawsuits. Compare insurance coverage options below and get an online Auto or Motorcycle (M.C.)quote.

Public Liability

Liability Coverage – typically helps protect you for damages or injuries to others if you’re at fault in a covered accident. Limits for this coverage are usally $1,000,000 and higher.

accident Benefits

Typically helps provide payment for your imediat reasonable and necessary medical treatment required for for injury caused by a covered accident.

All Perils

Typically combins both Collision or upset and Comprehensive into a single coverage.

Collision or Upset

Typically helps pay to repair your insured car after a collision with another vehicle or object or upsetting (over turning) the vehicle.

Comprehensive

Typically helps pay for damages to your insured car resulting from a peril other than a collision, such as theft, windstorm or flood, to name a few.

Specified Perils

Typcially helps pay for losses from fire, theft, windstorm, hail, riot, explosion, rising water and some other "Specified" perils.

Deductible Clause

The Deductible is the amount you pay before the insurance company pays the balance of the insured loss. Typically there is not deductible for fire or Theft of the entire vehicle unless and SEF40 is attached.

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SPF No1 Wording

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